F-Credit – AI powered credit scoring service

Gaurus is Bronze Sponsor at SmartCard 2023 - international conference on cards and payments in financial and other industries. Meet with us in Zadar from 23.10-25.10.2023. We will present our new solution F-Credit - advanced AI powered credit scoring service.

This year's Smartcard conference is a unique opportunity for live presentation of F-Credit, our latest financial service. It's an advanced credit assessment service that we've been working hard on for the past year. Using the position of an authorized account information service provider (AISP), we have developed machine learning models that allow us to create a report on the financial status of the loan seeker directly from transaction data in just a few moments and calculate possible loan parameters. We collect transaction data, following standard user authorization, through the PSD2 interface of all banks in Croatia, and then automatically we calculate one's credit scoring result.

We are sure that such a unique solution will contribute to the revival of the loan market and enable further automation of operations for banks and other financial institutions, as well as for those merchants who offer their products and services in long-term repayment models, and currently do not have the possibility of high-quality credit checks of their customers. We also believe that F-Credit will make a significant contribution in raising the financial literacy of society and digitizing businesses.

Više o F-Credit projektu: fcredit.f-iq.app